How do payment companies work

Partnering with Klarna is the easiest way to increase your sales and average shopping cart. You get more customers who buy from you more and more often. You are always paid in full upfront, while your customers can decide for themselves when to pay. It couldn't be easier.

The all-in-one checkout solution.

Developed for the best shopping experience and as a solution for you to increase sales, conversion rate and customer loyalty.

Flexible payment options for your business.

Turn shopping in-store into the same experience for customers as shopping online and offer them the option of paying on account or in installments.

Offer up to 24 months for payment.

Give your customers the flexible option to buy now and spread the cost over monthly payments.

Offer an additional 14 days for payment.

Let your customers receive the goods first and pay later by giving them an additional 14 days to complete their payment. Without fees.

Offer card or bank payments.

Direct payment offers your customers a quick, safe and easy way to make direct and automatic payments.

On-site messaging

The customer-oriented solution. Dynamic and personalized payment promotions tell your buyers exactly what and how to pay. For a higher AOV and sales.

Merchant Portal

All your transactions organized in one place.

Address module

Easy customer identification, address validation and secure authentication.

Make it easy for your customers to track their delivery.

Increase the traffic to your site.

Klarna users like to shop and have a higher order value than the average online shopper. Our shop directory makes it easy for our community to find the shops where they can shop with Klarna and guides them directly to you. For you this means 0 € costs per acquisition.


Our service offerings are integrated in most e-commerce platforms. In many cases, getting started is just a click away.


We invest a lot of resources in the development of our products to ensure that they work smoothly and that we create mutual successes.

On your marks, set, smoooth.