Where can I find my savings bonds

Attractive conditions over the entire term.

Set your money for a contractually agreed term and benefit from an attractive, term-dependent fixed interest rate.

With an exemption order, you can keep more of your interest income. Learn more about the exemption order.

* Existing customers can also conveniently apply for the Plus savings bond via the direct investment in online banking.

** If you have already used our company's offers within the last three years, you are not obliged to renew your legitimation.

Attractive interest rates with the Plus savings bond.

With the Plus savings bond, you receive interest depending on the term. The interest rate is fixed for the chosen term. So you can enjoy the highest level of planning security with strong conditions.

Duration in yearsInterest per year2
10,07 %
20,10 %
30,15 %
40,20 %
50,25 %
6 to 10 yearsno offers
(Last change: 05.03.2021)

The interest rate applicable to the contract is based on receipt of the complete contract documents and is firmly agreed for the entire contract period. Please note that the interest rates offered may change at short notice due to the current situation on the money and capital markets.

Find the right savings product.

Depending on your personal situation, another investment product may be right for you. We support you in your choice.

The investment comparison.

At a glance: Take a look at the different conditions and advantages of our investment and savings offers.

Important NOTE:
On April 6th, 2021 our conditions for the.

Save flexiblyFirmly invest onceSave monthly
Overnight money1saving account1Plus savings bond1Direct savings plan1
Interest per yearfrom EUR 0.01: 0.01% p.a.2

from EUR 0.01: 0.05% p.a.2

from 100,000 euros:? p.a.2

of 0.07% p.a.2
up to 0.25% p.a.2
fixed interest from 0.05% to 1.40%
AvailabilityEvery day
after a 30-day notice period
none during the fixed term
depending on the term, at the earliest after two years3
Minimum investment amountnone
from 2,500 euros
from 25 euros per month
running timeno
1 to 5 years

2 to 10 years

Your advantagesHigh return with free availability of the credit
Short-term availability with attractive interest rates
Fixed interest for the entire termFixed savings rates with rising interest rates

We will guide you to the right investment. With the installation wizard, you will find the right product with just a few clicks.

To the system wizard

This is how the Plus savings bond works.

With the Plus savings bond, you choose a financial investment with fixed interest rates that depend on the term. So you invest an amount of your choice, at least 2,500 euros, for a period of one to five years.

In return, you will receive a fixed interest rate for the selected term. We write the interest to your Plus savings bond on December 30th every year. and good at the end of the term. Of course, you can also purchase several Plus savings bonds.

Who can still benefit from the Plus savings bond?

You can take out a Plus savings bond for your child or invest money together with your partner. Select the variant you want here.

Reasons for the Plus savings bond.

Whether as a joint account or as an investment for your child: invest your money with the Plus savings bond and achieve your personal savings goal.

Saving for your own home.

For many, the dream of owning a home is the greatest investment in life. If you long for your own four walls, you need equity and good financing. The Plus savings bond is a good investment option for building up equity.

Saving for retirement.

Can you retire in a few years? And that's why you have already set aside a nice sum to sweeten your old age? Invest this amount with a Plus savings bond until you retire. In this way, you can increase your reserves with attractive interest rates and enjoy the retirement period.

More reasons to save.

There are many good reasons to save and for the Plus savings bond. Find out more important and popular savings goals and how you can achieve them.

Questions & answers about the Plus savings bond.

How secure is the Plus savings bond?

With the Plus savings bond, you receive attractive interest rates that are fixed over the entire term. It offers a safe investment with predictable returns.

What is the difference between a savings account and a Plus savings bond?

You invest money in a savings account at a variable interest rate and receive an annual interest credit. In doing so, you can have access to your investments for a relatively short period of time. At Volkswagen Bank, you can already dispose of the canceled amount for seven days after giving 30 days' notice.

With a Plus savings bond, you set an amount with calculable interest for a defined term. You cannot dispose of the amount within the term. In return, your return is not subject to interest rate fluctuations.

Can I cancel the Plus savings bond?

It is not possible to cancel or cancel a Plus savings bond, because the product is defined by the specified term.

Do I have to pay tax for the Plus savings bond?

Interest on Plus savings bonds is subject to income tax. With an exemption order, you can keep more of your interest income. You can fill out an exemption order here.