What is the biggest hurdle in entrepreneurship

The 5 biggest hurdles to self-employment. And how you master them.

Here we have it in black and white: The doubts and fears of aspiring entrepreneurs in Germany.

«In your opinion, which of the following aspects are hurdles for the step into self-employment? »

Are you just starting out on your own, or are you right in the middle of it? Perhaps it is a comfort to know that you are not alone with your worries and doubts. Or maybe not.

Anyone who is self-employed or who works with the self-employed knows the roller coaster life of an entrepreneur. Sometimes at the top, sometimes at the bottom and then suddenly everything is upside down again.

But before many even start self-employment, they already fail. Those who do not dare have already lost. That's why I'm now taking on the five biggest hurdles to self-employment.

Obstacles? Yes. But dealbreakers? Does not have to be.

1st hurdle - «I have no start-up capital. »

Then start small first. You don't have to tear down all bridges overnight and build an empire.

Do you still have a job? Good, keep it and start working on your business on the side. Tell friends about your project and try to sell your (planned) services or products. This allows you to test your ideas on the market and collect valuable feedback. You may even find a business partner or investor who would like to get something off the ground with you.

Another option is government subsidies. Even if, according to the survey, a third of those questioned state that there is a lack of government subsidies as an obstacle to self-employment, they still exist.

I would like to link to the article “Funding for start-ups and the self-employed” on Für-Gründer.de, who have put together a nice overview of all funding options here.

Be persistent and stay tuned! Have you received a funding rejection? Let them explain to you exactly why and under what circumstances you might be able to receive funding. If nothing really works anymore: Off to the next funding agency!

2nd hurdle - “I'm afraid of failure. »

There is no company in which fear is not involved. What is more, failure in Germany is seen as something bad. And many let themselves and their ideas be intimidated by this black and white painting. Why not see failure as a lesson or a learning task?

Failure is the one who learns nothing from failure.

Of course, one is afraid of failure. One is afraid of not being good enough. You're scared of being a joke. You are afraid that you will drive yourself mad and your family ruined. Fears here, fears there and you're back to your old, “safe” job.

But where there is doubt, there are options.

When someone in you says you should do your own thing; you should carry your ideas out into the world and you should finally use your talents once more, then let the doubts doubt and still start to make your dream a reality.

Fears will always be with us, you just have to learn to deal with them.

Because nothing is worse than thinking in a few years: "Oh, if only I would have ...".

3rd hurdle - «I have no economic knowledge. »

No question, if you want to start your own business you should understand at least a tiny bit of financial accounting. You don't want to have to close up again in the first month.

Fortunately, you don't have to know everything. If key figures, economic calculations and analyzes are anathema to you, then get help:

  • Ask a friend who knows about financial accounting for advice.
  • Get a partner on board who is more interested in finance than in the creative area of ​​your company.
  • You can easily get a professional business or tax advisor to help you. It may cost you something, but it's definitely worth it.
  • Sit at your computer, get books from the library and attend relevant courses. The internet is a never-ending source of (financial) knowledge. Here is a list of the best websites for the self-employed and those who want to become one.

If the realization of your own business is really important to you, you will also be able to move a little out of your comfort zone.

4th hurdle - «I don't have any ideas of my own. »

Since we have the mess. The boss is annoying, the office job torments and you dream of making a lot of money as your own master. And then you lack that one groundbreaking business idea.

You don't need to come up with a new invention or universal problem solution overnight. Again: start small!

If you want to build a business for the long term, you have to work on a vision that you 100% excited about. Otherwise, sooner or later, you will start to loathe your company.

And remember, no matter how much you like your work, there will be times when you just want to quit everything and start all over again.

Therefore find out what interests you, what excites you, or what annoys you and where you want to see a change.

Follow your curiosity and be inspired by your preferences and strengths.

5th hurdle - “It's too much bureaucratic effort for me. »

Without a doubt, the administration and office work are daunting. Especially at the beginning, when there are so many forms and applications to fill out.

For what to become self-employed, if you ultimately only become a professional slave to the tax office. But there are solutions here too.

There are many providers of invoicing programs and accounting software on the market. Cloud software in particular is attractive for many young entrepreneurs because you can work flexibly from anywhere and thus also view your finances and business at any time. You can read more about this here: Why cloud software is ideal for the self-employed.

Some software is used purely for invoicing, other programs also offer additional modules such as income and expenditure management, accounting, time recording and reporting functions. Some let you submit the tax return and EÜR to the tax office with just a few clicks. It is important to choose a program that suits your needs.

Yes, office work is annoying, but with the right tools it becomes a lot easier and is by no means a reason to distance yourself from self-employment.


There are as many obstacles as there are solutions. And there are as many excuses as there are options.

Whether you venture into self-employment depends above all on one factor: on yourself. Either you want it or you don't want it.

Will you succeed
Nobody can tell you that.

Will you regret it
It can be. Or maybe not.

Is it worth trying?
100% YES!

Why pay for bills?

With Zervant's free invoicing program, you can send unlimited invoices and offers online. You can find more information about free invoicing in Zervant here: